You do not want to end up not saving anything at all because of poor planning.
Here are some few tips to help you plan for your savings:
1. List down all the expenses. - You need to identify all your monthly expenses plus an allotted budget for unknown expenses or occasions. This will help you know exactkly how much you need.
2. Save your savings- Immediately take your savings to the bank or to a secure place where you want to keep it. The harder it is to access, the less temptation for you
3. Get rid of credits - Pay your credits and make sure that it gets smaller every month. Once you are debt free, the more savings or reward money you can have.
Remember to reward yourself! It is good to save, but you must also be reasonable with the savings, and in keeping yourself motivated to work.
